您的当前位置：首页常见银行英语词汇

常见银行英语词汇

来源：醉满楼美食网

银行英语发表于: 星期六十一月 25, 2006 16:43 PM

常见银行英语词汇

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单

a banding machine 自动存取机

to deposit 存款

deposit receipt 存款收据

private deposits 私人存款

certificate of deposit 存单

deposit book, passbook 存折

principal 本金

overdraft, overdraw 透支

to counter sign 双签

to endorse 背书

endorser 背书人

to cash 兑现

to honor a cheque 兑付

to dishonor a cheque 拒付

to suspend payment 止付

cheque,check 支票

cheque book 支票本

order cheque 记名支票

bearer cheque 不记名支票

crossed cheque 横线支票

blank cheque 空白支票

rubber cheque 空头支票

cheque stub, counterfoil 票根

cash cheque 现金支票

traveler's cheque 旅行支票

cheque for transfer 转帐支票

outstanding cheque 未付支票

canceled cheque 已付支票

forged cheque 伪支票

Bandar's note 庄票，银票

banker 银行家

president 行长

savings bank 储蓄银行

National City Bank of New York 花旗银行

Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行

Banque de I'IndoChine 东方汇理银行

central bank, national bank, banker's bank 银行

bank of issue, bank of circulation 发行币银行

commercial bank 商业银行，储蓄信贷银行

member bank, credit bank 储蓄信贷银行

discount bank 贴现银行

exchange bank 汇兑银行

requesting bank 委托开证银行

issuing bank, opening bank 开证银行

advising bank, notifying bank 通知银行

negotiation bank 议付银行

confirming bank 保兑银行

paying bank 付款银行

associate banker of collection 代收银行

consigned banker of collection 委托银行

clearing bank 清算银行

unincorporated bank 钱庄

branch bank 银行分行

trustee savings bank 信托储蓄银行

trust company 信托公司

financial trust 金融信托公司

unit trust 信托投资公司

trust institution 银行的信托部

credit department 银行的信用部

commercial credit company(discount company) 商业信贷公司（贴现公司）

neighborhood savings bank, bank of deposit 街道储蓄所

credit union 合作银行

credit bureau 商业兴信所

self-service bank 无人银行

land bank 土地银行

bank of communications 交通银行

mutual savings bank 互助储蓄银行

mortgage bank, building society 抵押银行

industrial bank 实业银行

home loan bank 家宅贷款银行

reserve bank 准备银行

chartered bank 特许银行

corresponding bank 往来银行

merchant bank, accepting bank 承兑银行

joint venture bank 合资银行

money shop, native bank 钱庄

credit cooperatives 信用社

clearing house 票据交换所

public accounting 公共会计

business accounting 商业会计

cost accounting 成本会计

depreciation accounting 折旧会计

computerized accounting 电脑化会计

general ledger 总帐

subsidiary ledger 分户帐

cash book 现金出纳帐

cash account 现金帐

journal, day-book 日记帐，流水帐

bad debts 坏帐

surplus 结余

idle capital 游资

economic cycle 经济周期

economic boom 经济繁荣

economic recession 经济衰退

economic depression 经济萧条

economic crisis 经济危机

economic recovery 经济复苏

inflation 通货膨胀

deflation 通货收缩

devaluation 货币贬值

revaluation 货币增值

international balance of payment 国际收支

favourable balance 顺差

adverse balance 逆差

hard currency 硬通货

soft currency 软通货

international monetary system 国际货币制度

the purchasing power of money 货币购买力

money in circulation 货币流通量

note issue 纸币发行量

national budget 国家预算

national gross product 国民生产总值

public bond 公债

stock, share 股票

debenture 债券

treasury bill 国库券

debt chain 债务链

direct exchange 直接（对角）套汇

indirect exchange 间接（三角）套汇

cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备

foreign exchange fluctuation 外汇波动

foreign exchange crisis 外汇危机

discount 贴现

discount rate, bank rate 贴现率

gold reserve 黄金储备

money (financial) market 金融市场

stock exchange 股票交易所

broker 经纪人

commission 佣金

bookkeeping 簿记

bookkeeper 簿记员

an application form 申请单

bank statement 对帐单

letter of credit 信用证

strong room, vault 保险库

equitable tax system 等价税则

specimen signature 签字式样

banking hours, business hours 营业时间

银行英语口语－取款、结余

I'd like to know if I can draw on my account for payment of things I buy in Tianjin.

我想知道一下我是否能提取存款来支付天津购物的费用。

I want to withdraw 200 dollars from my deposit account.

我要从我的定期存款中支取200美圆。

I want to close my account with you.

我想结束在你们这儿的帐户。

I'd like to draw 100 yuan against this letter of credit.

我想从这份信用证上提款100元。

May I draw money against the letter of credit here?

我可以在这儿用这份信用证取钱吗？

Could you tell me my balance?

能否把存款结余金额告诉我？

Please let me know my balance.

请告诉我结余金额。

I think you can draw on this account by cheque in payment of goods.

我以为你可用支票提款支付购物费用。

Your balance at the bank is 300 yuan.

你在本行的结余是300元。

Your deposit is exhausted.

你的存款支净了。

Your letter of credit is used up.

你的信用证用完了。

Please tell me how you wish to draw your money.

请告诉我你希望怎样支款。

Fill our a withdrawal form, please.

请填写取款单。

The letter of credit is exhausted.

信用证上的款子已提清。

The letter at Counter 6 will pay you against your number slip.

六号柜台的出纳员将根据你的号码牌付给你钱。

Useful Words and Phrases

to close an account, to clear an account 结清

to draw money 取款

drawing-out slip 取款单

the number slip 号码牌

a withdrawal form 取款单

to fill in the receipt in duplicate 一式两份填这张收据

teller, cashier 出纳员

银行英语口语－支票结算发表于: 星期六十一月 25, 2006 16:45 PM

T: Hello! May I help you?

您好, 您有事需要帮忙吗？

C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here?

是的，是这样。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？

T: Of course. We'd be happy cash it for you.

当然，我很乐意为您兑现。

C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.

我原本打算在家旅馆兑现，但我朋友说银行的兑现率通常有点高。

T: Well, any bank will cash it at our present traveler's check-buying rate, which we somewhat better than at hotels because of the service charge. You see, hotels aren't really in the money exchange business although they will cash traveler's checks for their guests.

任何银行都是按现时买入旅行支票的兑换率来兑现的。这个兑现率我们已经列在这里了。当然，因为手续费的差异，我们的兑换率比旅馆的稍高些。您知道，旅馆虽然为客人兑换旅行支票，但他们并不是专门从事兑换业务的。

C: You mean there's really not much of a difference?

您是说，实际上银行与旅馆的兑换率差距并不大。

T: No, madam, not very much.

是的，夫人，没多大差距。

C: Well, may I cash these three checks for $100 each? I think that will be enough.

那么, 我能把每张100美圆的3张支票兑现吗？我想该够用了。

T: Yes, I'll be happy to cash these for you. Would you please countersign them here?

好的, 我很乐意为你兑换。请您将支票复签一下。

C: There you are.

T: And will you please sign this foreign exchange request? I've already written down your name and address for you, but I will read your passport number.

对您所管理的分支机构负责人应要求他对预算目标出现的任何偏离。都必须做出正式合理的解释，因为这是衡量其工作能力的最佳尺度。

银行英语口语－存款发表于: 星期六十一月 25, 2006 16:46 PM

How much do you want to deposit with us?

你想在我们这存多少？

How much do you wish to pay into your account?

你希望在你的户头上存多少？

How much money do you plan to keep in your account on a regular basis?

你计划在你的户头上定期存放多少钱？

How much cash do you plan to deposit in your account?

你有多少钱要存入呢？

I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.

我认为你可把钱存入银行，或留在银行暂保管起来。

Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?

请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？

I want to deposit 300 yuan in my account.

我想在我的户头上存300元。

I want to deposit these cheques in my account.

我想把这些支票存在我的户头上。

I'd like to pay 200 yuan into my deposit account.

我想在在我的定期存款户头上存200元。

I want to deposit my paycheck.

我想存入我的工资支票。

I'd like to know whether I can cash a cheque here.

我想知道我能否在这兑换支票。

Will you please cash this traveler's cheque?

请兑现这张旅行支票好吗？

I'd like to cash this money order.

我想兑现这张汇款单。

I want to cash the balance of a traveler's letter of credit.

我要把旅行信用证的结余兑现。

Will you please tell me whether you charge for cheques?

请告诉我兑换支票收手续费吗？

Could you tell me how much the checks cost?

请告诉我这些支票要花多少钱？

What if I overdraw?

如果透支了怎么办？

Please sign your name on the bottom line if you want to cash the check.

如果想兑支票，请在底线上签名。

Please write your account number on the back of the check.

请在支票背面写上你的帐号。

We honored the check as the overdraft was only 5 yuan.

我们承兑这张支票的透支额只有5元。

Please endorse the cheque.

请背签这张支票。

The traveler's checks cost 1.5% of the total amount of purchase.

旅行支票手续费是购买总额的1.5%。

Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".

这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。

Each cheque you write will cost 2 dollars.

你每开一张支票将花2美圆。